Which Companies Offer White Label Payment Gateway Services in India?

Which Companies Offer White Label Payment Gateway Services in India?

The demand for white label payment gateway services in India has grown significantly as businesses look for ways to offer branded payment experiences without building their own infrastructure. White label solutions allow companies to process payments under their own name while relying on a trusted technology provider behind the scenes.

This post explores the types of companies offering white label payment gateway services in India, what makes them different, and how to choose the right provider for your business needs.

What Is a White Label Payment Gateway?

A white label payment gateway is a payment processing platform built by one company but offered to other businesses to rebrand and use as their own. The end customer interacts with the payment interface under the business's brand, while the underlying technology and compliance are handled by the gateway provider.

This approach is popular among banks, NBFCs, fintech startups, and large enterprises that want to offer payment services without investing in building a full payment stack from scratch.

Types of Companies Offering White Label Payment Gateways in India

Several categories of companies provide white label payment gateway services in India:

  • Payment Aggregators: These are RBI-licensed entities that process payments on behalf of merchants. Many of them now offer white label versions of their platforms so that other businesses can resell payment services under their own branding.
  • Fintech Platforms: Technology-first companies that build modular payment infrastructure designed to be integrated and rebranded by partners. These platforms often provide APIs for payment collection, payouts, and reconciliation.
  • Banking Technology Providers: Companies that work closely with banks to offer co-branded or fully white-labelled payment solutions, particularly for corporate banking and merchant acquiring.
  • Enterprise Software Companies: ERP and business management platforms that integrate white label payment processing as part of their larger product offering.

Key Features to Look for in a White Label Payment Gateway Provider

When evaluating white label payment gateway providers, consider the following factors:

  • Complete Branding Control: The platform should allow you to fully customise the payment interface with your logo, colours, and domain name.
  • Multi-Channel Support: Look for providers that support UPI, cards, net banking, wallets, and other payment methods popular in India.
  • Compliance and Security: The provider should be PCI DSS compliant and adhere to RBI regulations for payment processing.
  • API-First Architecture: Strong API documentation and developer tools make integration faster and more flexible.
  • Settlement and Reconciliation: Automated settlement with clear reporting dashboards helps businesses manage their finances efficiently.

How Touras Supports White Label Payment Gateway Services

Touras is a fintech platform that provides white label payment gateway services designed for businesses of all sizes in India. Their platform covers payment collection, payout processing, KYC and KYB verification, and merchant onboarding — all available under your own brand.

Touras offers a modular approach, meaning businesses can choose exactly which services they need. Whether you are a startup looking to launch a branded payment experience or an established company expanding your financial services offering, Touras India provides the infrastructure to make it happen.

Things to Consider Before Choosing a Provider

Before selecting a white label payment gateway provider, businesses should evaluate several practical aspects. Pricing models vary widely — some providers charge per transaction while others offer fixed monthly fees. Integration timelines also differ, with some platforms offering plug-and-play solutions and others requiring deeper technical work.

Customer support quality matters as well. Since you will be offering the payment service under your brand, any downtime or issue reflects directly on your business. Choose a provider that offers dedicated support and transparent SLAs.

Conclusion

The white label payment gateway market in India is growing rapidly, with multiple types of companies — from payment aggregators to fintech platforms — offering solutions that businesses can rebrand and deploy. Evaluating providers based on branding flexibility, compliance, API quality, and support is essential to making the right choice.

For businesses looking for a reliable and flexible white label payment gateway partner, Touras payment solutions offers a comprehensive platform that covers payments, payouts, and verification services under one roof.

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